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When filing your taxes at  LAURA TAX SERVICES, you have two important decisions to make:

  1. Do you want to pay your preparation fees today or do you want them deducted from your refund with a Refund Transfer?*
  2. If you choose a Refund Transfer, would you like your money disbursed in the form of a check, direct deposit or loaded on a Money ClipSM Visa® Prepaid Card?**   

If you do NOT want to pay your preparation fees, upfront you should consider one of these Refund Transfer options.

Refund Transfer Check*

  • Pay No-Fees Upfront
  • Pick up Refund Transfer check from the tax office usually within 21 days
  • Low cost check cashing options available

Refund Transfer Direct Deposit*

  • Pay No-Fees Upfront
  • Your refund less fees will be deposited to your bank account usually within 21 days+
  • Convenient with no need to return to the tax office

Refund Transfer Money ClipSM Visa® Prepaid Card**

  • Pay No-Fees- Upfront
  • Your refund less fees will be loaded to a Money Clip Visa Prepaid Card usually within 21 days
  • Make purchases for no additional fee anywhere Visa is accepted

Your preparer can help you choose which Refund Transfer option fits your situation the best!

You also have the option of receiving your refund directly from the IRS.

  • IRS Direct Deposit – If you don’t want a Refund Transfer and you have a bank account, we can electronically file your tax return and have the refund direct deposited into your account. Typically with this option, it takes about 21 days for you to receive the deposit.+
  • IRS Check – If you don’t want a Refund Transfer and DO NOT have a bank account, we can electronically file your tax return and have the IRS send you a check in the mail. Using this option, it typically takes about 21 to 28 days for you to receive your refund.+

*A Refund Transfer is a fee-based product offered by Republic Bank & Trust Company, member FDIC. A Refund Transfer Fee and all other authorized fees will be deducted from your tax refund. Visit your tax preparer to learn about all filing options, including obtaining your refund at no additional cost.

**The Money Clip SM Visa® Prepaid Card is issued by Republic Bank & Trust Company, member FDIC. Money Clip Visa Prepaid Card customers will incur a $5.00 First Load Fee and other usage fees may apply.